Heard vs Relay for therapists

Auto-generated from listing data

At a glance

The differences that matter

Side-by-side facts. Rows where the two tools differ meaningfully are highlighted.

Feature	Heard	Relay
Pricing from	$149 / mo	Not listed
Pricing model	paid	free
HIPAASame	Not listed	Not listed
Free trial	Yes	Not listed
Target users	Solo therapists in private practice Therapists considering S-Corp Practices wanting hands-off finances First-time practice owners	Group and growing therapy practices Clinicians budgeting via buckets Practices organizing cash flow
Key features	Done-for-you monthly bookkeeping Personal + business tax filing included Quarterly tax estimates S-Corp election support	Business checking with sub-accounts Cash-flow budgeting buckets No monthly fees (Standard) FDIC coverage up to $3M
Integrations	Bank accounts (secure sync) Healthie (partner promo) Gusto (payroll add-on)	QuickBooks Xero Accounting tools

Heard

Pricing from: $149 / mo
Pricing model: paid
HIPAA: Not listed
Free trial: Yes
Target users: Solo therapists in private practice
Therapists considering S-Corp
Practices wanting hands-off finances
First-time practice owners
Key features: Done-for-you monthly bookkeeping
Personal + business tax filing included
Quarterly tax estimates
S-Corp election support
Integrations: Bank accounts (secure sync)
Healthie (partner promo)
Gusto (payroll add-on)

Relay

Pricing from: Not listed
Pricing model: free
HIPAA: Not listed
Free trial: Not listed
Target users: Group and growing therapy practices
Clinicians budgeting via buckets
Practices organizing cash flow
Key features: Business checking with sub-accounts
Cash-flow budgeting buckets
No monthly fees (Standard)
FDIC coverage up to $3M
Integrations: QuickBooks
Xero
Accounting tools

Pricing

What you actually pay

Starting prices and what they include. The cheaper tool is not always the better value.

Heard

paid

$149/month

Free trial

Relay

free

Free

Honest assessment

Where each tool wins and loses

Based on hands-on testing. Both tools have real weaknesses worth knowing before you commit.

Heard

What works well

Therapy-specific (knows deductions)
Software + human team
Saves $5,000+ in taxes per year (per vendor)
Personal + business tax filing included

Where it falls short

Pricier than DIY QuickBooks
Some reviews mention customer service delays
Heavier than needed for very simple practices

Relay

What works well

Sub-accounts for budgeting
No monthly fees (Standard)
High FDIC coverage
Integrates with accounting tools

Where it falls short

Not therapy-specific
APY only on savings
Banking via partner bank
Not a clinical/PHI tool

Take it for a spin

Try them

Both tools offer free trials. The fastest way to confirm a fit is to run one real session through each.

Bookkeeping and taxes built specifically for therapists.

Try Heard

From $149/moFree trial

Visit Heard

Business banking with sub-accounts for organizing practice cash flow.

Try Relay

Free

Visit Relay

About this comparison

This comparison is auto-generated from verified vendor data. We compile pricing, features, and integrations from each vendor's own documentation. For editorial comparisons with hands-on testing, see our editorially reviewed comparisons.

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