Thrizer

Thrizer is an out-of-network (OON) billing and payment platform built for private-pay therapists. When clients pay through Thrizer's payment platform, claims are submitted automatically and Thrizer fronts the reimbursement so clients pay only a copay after meeting their deductible, while the therapist still earns their full rate upfront. It also offers a free instant OON benefits calculator and superbill uploads, and handles resubmissions, verifications, and denials end-to-end. Free for therapists to use; fees are roughly 1-5% of the session fee (charged post-deductible) or a small per-claim fee pre-deductible. Fully HIPAA-compliant. Best for private-pay practices wanting to make therapy more affordable without accepting insurance.